Why we like this card: Whether or not you’re shopping for groceries or making an attempt out a brand new restaurant, the U.S. Financial institution Altitude® Go Visa Signature® Card presents strong rewards in lots of food-adjacent spending classes. Plus, cardholders gained’t need to pay an annual payment.
Professionals
- No annual or international transaction charges
- Excessive rewards charge on eating, groceries, gasoline, and streaming companies
- 0% intro APR interval on purchases and stability transfers
Cons
- Minimal perks
- Restricted methods to redeem rewards
U.S. Financial institution Altitude Go Visa Signature Card: Overview
APR
- Intro: 0% intro APR on purchases and stability transfers (inside 60 days of account opening) for the primary 12 billing cycles (after that, the variable APR shall be 18.24%–29.24%)
- Buy: 18.24%–29.24%
- Stability switch: 18.24%–29.24%
- Money advance: 29.99% variable
- Penalty: As much as $41 for late and returned funds
Annual payment: $0
International transaction payment: None
When you’re a foodie or an avid Netflix fan, the U.S. Financial institution Altitude Go Visa Signature might enable you to rating extra cash in your high spending classes with out paying an annual payment. Cardholders earn larger rewards charges at eating places, grocery shops, gasoline stations, and on streaming companies.
This card additionally boasts a welcome bonus and no international transaction charges, so should you ever want to make use of it whereas touring overseas, you gained’t have to fret about paying.
U.S. Financial institution Altitude Go Visa Signature Card: Factors
- 4x factors per greenback on eating (together with takeout and meals supply)
- 2x factors per greenback on grocery shops, gasoline stations and streaming service purchases (similar to Apple Music, HBO Max, Hulu, Netflix)
- 1x level per greenback on all different purchases
Does U.S. Financial institution Altitude Go Visa Signature Card provide a brand new buyer bonus?
Cardholders can rating a welcome bonus of 20,000 factors if you spend $1,000 inside the first 90 days of card membership.
Find out how to redeem U.S. Financial institution Altitude Go Visa Signature Card Factors
Cardholders can redeem factors both by way of the web site or cellular app.
- Earn money again. You will get money again within the type of a press release credit score or a direct deposit in your U.S. Financial institution financial savings or checking accounts, however you’ll want not less than 2,500 factors to begin redeeming.
- Buy merchandise.
- Purchase reward playing cards.
- Put cash in the direction of charitable contributions. U.S. Financial institution will even match 100% of your contribution.
- Guide journey. You may redeem factors for flights, lodge stays, automobile leases, cruises, and extra.
Extra advantages
To assist cowl your streaming prices, the U.S. Financial institution Altitude Go Visa Signature supplies a $15 credit score for each 12-month interval to pay for eligible streaming companies.
Is the U.S. Financial institution Altitude Go Visa Signature Card best for you?
The U.S. Financial institution Altitude Go Visa Signature Card is greatest for cardholders who dine out steadily and need to earn further rewards on important bills like groceries and gasoline. The cardboard additionally has no annual or international transaction charges, making it an reasonably priced choice for cardholders who don’t need to cough up cash for charges.
Bank cards much like U.S. Financial institution Altitude Go Visa Signature Card
Whereas the U.S. Financial institution Altitude Go Visa Signature is a strong alternative for foodies, the Capital One SavorOne Rewards Card is likely to be a greater match for cardholders who spend rather a lot on leisure along with meals and streaming.
Capital One SavorOne Rewards Card vs. U.S. Financial institution Altitude Go Visa Signature Card
The Capital One SavorOne Cash Rewards Credit Card is a no-annual-fee card that provides cardholders 8% money again on Capital One Leisure purchases, limitless 5% money again on resorts and rental vehicles booked by way of Capital One Journey (Phrases apply), limitless 3% money again on eating, leisure, well-liked streaming companies, and at grocery shops (excluding superstores like Walmart® and Goal®), and 1% on all different purchases. In contrast to the U.S. Financial institution Altitude Go Visa Signature Card, cardholders gained’t obtain a better rewards charge on gasoline.
Cardholders can earn a one-time $200 money bonus when you spend $500 on purchases inside the first three months from account opening, or half the quantity required to earn the welcome bonus on the U.S. Financial institution Altitude Go Visa Signature Card.
In terms of redeeming your rewards, you’ll probably have extra flexibility with Capital One rewards, which has greater than 15 journey switch companions.
Nevertheless, each playing cards stand out due to the shortage of international transaction charges and 0% intro APR intervals. With the Capital One SavorOne Cash Rewards Credit Card, cardholders obtain a 0% intro APR on purchases and stability transfers for 15 months from account opening (after that, the variable APR shall be 19.99%–29.99%).
Continuously requested questions
Is the U.S. Financial institution Altitude Go Visa Signature card value it?
Although the U.S. Financial institution Altitude Go Visa Signature has no annual payment, this card could possibly be value signing up for in case your spending habits align with the rewards classes.
What credit score rating is required to use for the U.S. Financial institution Altitude Go Visa Signature card?
Sometimes, you’ll want not less than a great credit score rating—or a FICO rating of 670 or larger—to qualify for the U.S. Financial institution Altitude Go Visa Signature card.
Please observe that card particulars are correct as of the publish date, however are topic to alter at any time on the discretion of the issuer. Please contact the cardboard issuer to confirm charges, charges, and advantages earlier than making use of.